How Much Do We Owe?

Many people are working on their taxes at this time of year. Most are hoping they will get a refund; some just hope they won’t owe too much. Not sure which category you are in but I want to talk to you this morning about how much we owe.

Most people have a goal of being debt free; we don’t want to owe anyone – not the bank, the mortgage company, the credit card issuers, the Department of Education or the auto industry. But try as we might there is always debt. We’re looking at the bottom line – got to have a good profit/loss statement.

“Now Kristi, I just paid off my house last year. My cars are free and clear. I have no student debt and I pay the full balance on my credit cards every month. I don’t owe anyone, anything.”

Aww, but you do. We all do!

“Give everyone what you owe them. If you owe them any kind of tax, then pay it. Show respect to those you should respect. And show honor to those you should honor.

You should owe nothing to anyone, except that you will always owe love to each other. The person who loves others has done all that the law commands. The law says, “You must not commit adultery, you must not murder anyone, you must not steal, you must not want what belongs to someone else.” All these commands and all other commands are really only one rule: “Love your neighbor the same as you love yourself.” 10 Love doesn’t hurt others. So loving is the same as obeying all the law.” Romans 13:7-10 ERV

We owe a debt of love!

First and foremost we owe that debt to our heavenly Father and to Jesus Christ, our Savior. Jesus told a lawyer who was trying to entrap Him that the greatest commandment was to love the Lord our God. (Lawyers haven’t changed much in the last 2000 years, have they?)

We owe this debt of love because He first loved us. That’s pretty basic. God loved us so much that He wanted to us be a part of His family. He wanted to adopt us and make us His own. But there was a price to be paid. It would cost Him the life of His Son, Jesus.

Imagine this – God was willing to pay the price, as high as it was, because He wanted to bring us into His family! Yes, I would say we owe Him a debt of love.

“We love because God loved us first. 20 But if we say we love God and don’t love each other, we are liars. We cannot see God. So how can we love God, if we don’t love the people we can see? 21 The commandment that God has given us is: “Love God and love each other!” I John 4:19-21 CEV

“We use our tongues to praise our Lord and Father, but then we curse people who were created in God’s likeness. 10 These praises and curses come from the same mouth. My brothers and sisters, this should not happen. 11 Do good water and bad water flow from the same spring? Of course not.” James 3:9-11 ERV

God has forgiven each one of us so very much. We all have multiple failings and shortcomings. We act ugly, we become self-righteous and critical. Because our Father and our God forgives us of these things He commands us to be forgiving of others! The price He paid for every individual was the same; no one is of greater or lesser value to the Father.

Let’s not be like the religious man in the story that Jesus told to some of his followers. They were dealing with the issues of self-importance and condemnation of others.

“There were some people who thought they were very good and looked down on everyone else. Jesus used this story to teach them: 10 “One time there was a Pharisee and a tax collector. One day they both went to the Temple to pray. 11 The Pharisee stood alone, away from the tax collector. When the Pharisee prayed, he said, ‘O God, I thank you that I am not as bad as other people. I am not like men who steal, cheat, or commit adultery. I thank you that I am better than this tax collector. 12 I fast twice a week, and I give a tenth of everything I get!’

13 “The tax collector stood alone too. But when he prayed, he would not even look up to heaven. He felt very humble before God. He said, ‘O God, have mercy on me. I am a sinner!’ 14 I tell you, when this man finished his prayer and went home, he was right with God. But the Pharisee, who felt that he was better than others, was not right with God. People who make themselves important will be made humble. But those who make themselves humble will be made important.” Luke 18:9-14 ERV

So I will ask again what I asked at the beginning. How much do we owe?

Lord, let me always keep the “debt of love” forefront in my mind. Let me love others with an open heart that’s willing to forgive when wronged and not harbor any bitterness. Let me see and love others the way that You do! This is a debt that I will gladly pay.